Have you ever seen those infomercials about buying houses with "No Money Down?" They are really well done. They have all kinds of people offering great testimonials about how they have gotten rich, buying rental properties, with absolutely no money out of their pocket. You see this guy, standing on a street corner, talking to someone, and he says,

What would it take to make you feel safe and secure? A security alarm system? A surveillance camera? There are various products designed to do just that, make you feel safe. Some work, some don't, and some appear to work even if they are not actually functional. But that is part of the illusion of security. If it appears to be protected, or looks l

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